But what if they do? How will you pay for the expensive vet care that is needed to save their lives? It is a true economic paradox that we buy insurance in the hopes that we will never need it. Health insurance though is a bit different, for both humans and animals. It is a biological fact that we begin dying from the moment we are born. Our bodily Barx buddy systems are destined for failure. How quickly they deteriorate though is determined by a variety of factors - genetics, nutrition, activity levels throughout the lifespan and attitude towards life. Science has proven that better nutrition, proper hydration, exercise, good health care and plenty of love and support are all factors in a longer life for both our pets and us. Pet care insurance is one way we can help ensure that our pets are given the best possible chance at a long and happy life..